StuStuProduct disclosures
Plain talk about what Stu is — and is not.
Not a licensed bank
We are not a chartered bank or neobank deposit-taker at this stage. Words like Checking and Savings describe how money is grouped in the app — not insured bank deposits.
Not FDIC insured
Balances shown here are not FDIC-insured deposits. Do not treat them as bank deposits with us.
You hold the keys
At this stage the product is non-custodial: we do not move funds without your approval, and we do not hold unilateral keys. Linking a wallet does not give us custody of your money.
Earning / yield
Optional earning sources can change, pause, or lose value. Past results do not promise future results. Prefer reading Activity and confirm cards before you approve anything.